Privacy Policy

1. Information We Collect

We collect information that you provide directly to us, including:

• Account information (email address, password)
• Profile information (display name, payment links, optional demographic information)
• Usage data (QR code scans, payment link clicks, analytics data)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Send you technical notices and support messages
• Monitor and analyze trends, usage, and activities
• Detect, prevent, and address technical issues

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following situations:

• With payment processors (Venmo, PayPal, Zelle) when you use their services
• To comply with legal obligations or respond to lawful requests
• To protect and defend our rights or property
• With your consent or at your direction

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Your Rights and Choices

You have the right to:

• Access and update your personal information through your account settings
• Delete your account and associated data
• Opt out of certain data collection practices
• Request a copy of your personal data

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

7. Third-Party Services

Our service may contain links to third-party websites or services that are not owned or controlled by payHQ. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the privacy policy of every site you visit.

8. Children's Privacy

Our service is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us.